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Car Finance

Finance Made Simple

Flexible finance options to suit every budget. Get a decision in minutes with competitive rates from 6.9% APR representative.

Finance Calculator

£30,000
£5,000£150,000
£6,000
0%50%
Estimated Monthly Payment
£574
per month for 48 months
Deposit£6,000
Amount Financed£24,000
Total Interest£3,533
Total Payable£33,533
Payment Breakdown
Deposit £6,000
Principal £24,000
Interest £3,533
Interest
11%

Representative example only. Actual rate may vary based on individual circumstances. Subject to status and affordability.

Simple Process

How Car Finance Works

01
Choose Your Vehicle
Browse our stock and find the perfect car. Use our finance calculator to estimate your monthly payments.
02
Apply Online
Fill in our quick online application form. We work with a panel of lenders to find the best deal for you.
03
Get a Decision
Receive a decision in minutes, not days. Our team will walk you through your options and answer any questions.
04
Drive Away
Once approved, complete the paperwork and collect your new car. It is that simple.
Compare Options

PCP vs HP vs Personal Loan

Most Popular
PCP
Personal Contract Purchase
Lower monthly payments with the option to return, refinance, or pay the balloon payment at the end of the term.
APR from6.9%
Est. Monthly£396
HP
Hire Purchase
Fixed monthly payments over an agreed term. You own the car outright once all payments are made.
APR from7.9%
Est. Monthly£602
Personal Loan
Bank Finance
Borrow the full amount and own the car from day one. No restrictions on mileage or modifications.
APR from8.9%
Est. Monthly£642
FeaturePCPHPPersonal Loan
Monthly PaymentsLowerMediumHigher
Ownership at EndOptional (balloon)Yes - automaticYes - from day 1
Deposit Required10-30% typical10-20% typicalNone required
Mileage LimitsYesNoNo
Early SettlementPossiblePossiblePossible
Flexibility at EndReturn / Buy / RenewYou own itYou own it
Best ForChanging cars oftenKeeping your carFull ownership

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